Comments on: Identity Theft: It’s Time for National Credit Freeze Legislation http://www.bizzyblog.com/2005/07/19/identity-theft-its-time-for-national-credit-freeze-legislation/ The Business End of the Blogosphere Sat, 22 Nov 2008 09:02:05 +0000 http://wordpress.org/?v=2.5 By: Ohio 2nd » BizzyBlog: It’s Time for National Credit Freeze Legislation http://www.bizzyblog.com/2005/07/19/identity-theft-its-time-for-national-credit-freeze-legislation/#comment-1067 Ohio 2nd » BizzyBlog: It’s Time for National Credit Freeze Legislation Thu, 21 Jul 2005 03:13:02 +0000 http://www.bizzyblog.com/?p=295#comment-1067 [...] ed by Editor under General  I think that it would be nice if both candidates read BizzyBlog’s post on identity theft. If there’s one thing that I’ve learned in blogging about th [...] […] ed by Editor under General 

I think that it would be nice if both candidates read BizzyBlog’s post on identity theft. If there’s one thing that I’ve learned in blogging about th […]

]]> By: TBlumer http://www.bizzyblog.com/2005/07/19/identity-theft-its-time-for-national-credit-freeze-legislation/#comment-1062 TBlumer Wed, 20 Jul 2005 16:39:43 +0000 http://www.bizzyblog.com/?p=295#comment-1062 Thanks for the response. In terms of posting at your place--Go for it. Since I think you know a bit about the collection biz, I'm wondering what their objections to a freeze will be, if any. And I did note a bit of an entitlement mentality in that "un-American" comment. Thanks for the response. In terms of posting at your place–Go for it. Since I think you know a bit about the collection biz, I’m wondering what their objections to a freeze will be, if any.

And I did note a bit of an entitlement mentality in that “un-American” comment.

]]> By: Jeff Michael http://www.bizzyblog.com/2005/07/19/identity-theft-its-time-for-national-credit-freeze-legislation/#comment-1058 Jeff Michael Wed, 20 Jul 2005 13:43:24 +0000 http://www.bizzyblog.com/?p=295#comment-1058 Hey Tom, I actually agree with you all the way on this one. I posted a week or so ago on my blog (http://credit.typepad.com/credit/2005/07/simply_amazing.html) that I thought it was creepy of Chapman to invoke "Americanism" to claim a right to profit. At every turn, the credit-granting industry has chosen easy access to credit over increased security. We both know how much they'll hate the idea of a credit freeze, but until they prove absolutely that they can safeguard our data, I'm with you in calling for way more restricted access to credit reports. And we all know how much the bureaus hate giving away the free credit reports. Remember all the linking shenanegans to annualcreditreport.com? For me, the bottom line is, I don't care if the free annual report solves the problem or not (though I'd argue it helps). It is, as you say, OUR data. We are entitled to it whether it helps us combat identity theft or not. If Chapman is right, and credit monitoring products are the only solution, then I say we are entitled to free credit monitoring! They shouldn't be able to package our data and sell it back to us. I'll be posting more on this over at my blog, if that's okay with you. Sincerely, Jeff Michael credit.typepad.com Hey Tom,

I actually agree with you all the way on this one. I posted a week or so ago on my blog (http://credit.typepad.com/credit/2005/07/simply_amazing.html) that I thought it was creepy of Chapman to invoke “Americanism” to claim a right to profit.

At every turn, the credit-granting industry has chosen easy access to credit over increased security. We both know how much they’ll hate the idea of a credit freeze, but until they prove absolutely that they can safeguard our data, I’m with you in calling for way more restricted access to credit reports.

And we all know how much the bureaus hate giving away the free credit reports. Remember all the linking shenanegans to annualcreditreport.com? For me, the bottom line is, I don’t care if the free annual report solves the problem or not (though I’d argue it helps). It is, as you say, OUR data. We are entitled to it whether it helps us combat identity theft or not.

If Chapman is right, and credit monitoring products are the only solution, then I say we are entitled to free credit monitoring! They shouldn’t be able to package our data and sell it back to us.

I’ll be posting more on this over at my blog, if that’s okay with you.

Sincerely,
Jeff Michael
credit.typepad.com

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