September 29, 2009

How to Keep Your Doctor Under BaucusCare aka ObamaCare v.__ (I Lost Count)

Filed under: Economy,Health Care,Taxes & Government — Tom @ 6:36 am

To keep their current medical providers, employed Americans covered under employer-provided insurance plans only have to look at their insurance situation once a year during open enrollment, stick with what they have or change it, make sure their doctor remains in a covered network, and pay what they owe when they incur deductible and other out-of-pocket costs.

This chart, provided by the Republican side of the Senate’s Joint Economic Committee chaired by Sam Brownback, explains how “easy” it’s going to keep your doctor under Montana Senator Max Baucus’s version of ObamaCare (click here or on the graphic to see the original in a separate window; you may have to enlarge the graphic that separate window to be make it fully readable):

SenateKeepYourDocFlowchart92209

A reminder: As noted bank in July, here’s how HB3200 plans to structure the insurance and delivery system (as above, click here or on the graphic to see the original in a separate window):

SenateKeepYourDocFlowchart92209

Glad they’re working so hard in Washington to simplify our lives. (/sarc)

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4 Comments

  1. The idea of government simplifying anything is an oxymoronic concept.

    Comment by zf — September 29, 2009 @ 6:58 am

  2. Here’s a question for you. In the State of Maine, apparently there is only one insurance carrier. This is the basis for some to claim that in order to have competition, there must be a public option. So with every state’s insurance commission setting the minimum set of coverage which may or may not include abortion, sex change operations, or a certain level of mental health coverage, will the federal national public option be subject to the State’s insurance commission? Legally I don’t see how it can be. Since the State of Maine runs it’s own Medicaid system then would they be subjected to the same rules as the insurance companies?

    However, the more important question not being asked is why does the State of Maine only have one insurance carrier? How can such a state have competition when the State insurance commission is the source of the anti-competition by creating a de facto monopoly by manipulating the rules?

    If people in Maine are complaining about the high cost of health care, doesn’t that really say the source of the high insurance cost is the meddling of the state government restricting competition?

    Comment by dscott — September 29, 2009 @ 4:16 pm

  3. MaineCare:

    With state revenues running well below expectations and the economy in deep trouble, our overly generous Medicaid program has become unsustainably expensive.

    We are now expecting a huge influx of Medicaid money in the stimulus package. Indeed, a third of our stimulus allotment is for Medicaid. Rather than celebrating this $330 million Medicaid windfall, we should be preparing for the day when the federal government no longer has the funds to match state Medicaid expenditures.

    http://www.maine.gov/legis/house_gop/opinion/davis_medreform.htm

    So Medicaid is Stimulus? Sounds like a budget buster for Maine the following fiscal year.

    Could the real reason why health insurance in Maine is so high is because the competition from MaineCare is one of extravagance? Because they are allowing people on MaineCare that aren’t poor… The result is massive cost shifting from Medicaid to private health insurance. Medicaid doesn’t pay a sustainable reimbursement to the medical care providers, so the difference has to be made up by…private insurance via higher charges.

    Our Medicaid program is the most expensive Medicaid program in the entire country. Gov. Baldacci stressed this alarming distinction in his recent State of the State Address.

    He failed to note, however, that only four other states have more lenient income eligibility requirements for parents compared to Maine, and that parents can earn three to five times more in Maine and still qualify for Medicaid benefits compared the U.S. average.

    http://pressherald.mainetoday.com/story.php?id=177504&ac=

    That Tom is how the public option will drive all the remaining private insurance companies out of business. The tidal wave of cost shifting caused by increasing numbers of people who are NOT paying for their medical care. Being uninsured and not paying your bill is one thing, but millions being on the public option will be strangling the system to death.

    Comment by dscott — September 29, 2009 @ 4:33 pm

  4. [...] This chart, provided by the Republican side of the Senate’s Joint Economic Committee chaired by Sam Brownback, explains how Source: BizzyBlog RSS Feed [...]

    Pingback by How to Keep Your Doctor Under BaucusCare aka ObamaCare v.__ (I Lost Count) « Business Playground — September 29, 2009 @ 9:38 pm

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