January 27, 2016

IBD Editorial Explains Consumer Bureau’s Auto Loan ‘Shakedown’ the Press Won’t Cover

Critics who warned at the time the odious Dodd-Frank law was passed in 2010 that the Consumer Financial Protection Bureau would become a rogue agency which would become a largely unaccountable behemoth on a mission to create problems where none exist could not have been more correct.

Sadly, searches on terms relevant to one of the agency’s latest controversies involving the distribution of funds in a two year-old auto-loan industry settlement indicate that only two media outlets have given it any attention; separately, a search at the Associated Press on the agency’s name also returns nothing relevant. Those two sources are the Daily Caller, whose January 21 story first reported that “White loan borrowers are collecting settlement proceeds … intended for black, Hispanic and Asian people,” and a Monday Investor’s Business Daily editorial. That’s it.

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WashPost’s Milbank: Dems ‘Would Be Insane to Nominate Sanders’

If you only read establishment press reports, you might (finally) know about the “unexpectedly” competitive race for the Democratic Party’s presidential nomination, but you would have no sense of the deep concern within the left’s ranks about their unsavory choices.

Card-carrying lefty Dana Milbank, from his perch at the Washington Post, laid that near-panic bare in his Tuesday evening column. It’s an indication of just how bad things are that in going after Bernie Sanders as someone “Democrats would be insane to nominate,” Milbank had to completely ignore Hillary Clinton’s growing legal exposure over having her own private email server while she was the nation’s Secretary of State. For Milbank, it comes down to this: Bernie Sanders is unwilling to lie to America’s voters about his and the left’s true agenda, but Hillary Clinton is — at least through November 8. This makes Mrs. Clinton his preferred choice.

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Wednesday Off-Topic (Moderated) Open Thread (012716)

Filed under: Lucid Links — Tom @ 6:00 am

This open thread is meant for commenters to post on items either briefly noted below (if any) or otherwise not covered at this blog. Rules are here.

Positivity: Incredible Reason Company Won’t Let Woman Return Coat She Bought

Filed under: Positivity — Tom @ 5:55 am

From Seattle, and McKinney, Texas (HT Daryn Kagan, using her headline for this post):

Updated: 7:52 p.m. Wednesday, Jan. 13, 2016 | Posted: 7:19 p.m. Wednesday, Jan. 13, 2016

Seattle-based company offers touching return policy

Seattle-based zulily promotes that there is “something special every day.”

The online retailer offers 15,000 brands with a dizzying array of clothing, toys and home product choices.
This week, the online retailer got a special delivery itself from the social media gods.

When Texas mom Kelly Kinkel ordered a coat that didn’t work for her, she called zulily’s customer service department.

The company representative immediately offered to refund her money.

It is what the employee did next that was most memorable to Kinkel.

“He said, ‘Please don’t ship it back. If you know anybody who could use a winter coat this season or if you have a favorite charity that you would like to donate the coat to, please do that. That would make us very happy,’” she said.

Kinkel said she paused, thinking there was a joke coming.

“I was thinking he wasn’t serious at all,” she said. “From a humanitarian standpoint, it blew me away. It just profoundly touched me.”

The McKinney, Texas, mom wrote on Facebook about her customer service experience, hoping her post would go viral.

It generated tens of thousands of page views with some people commenting that they had similar experiences with zulily.

Crane Fowler wrote, “After seeing this, I immediately downloaded their app and will be making a purchase.”

Zulily doesn’t have a set-in-stone policy when it comes to donating customer returns, but says the goal is to make customers happy with 88 percent of them being repeat shoppers. …

Go here for the rest of the story.

AP Vaguely Headlines, Selectively Reports Thwarted Islamist Milwaukee Massacre

Barely making the Associated Press’s top 10 U.S. stories list shortly after 11 p.m. Eastern Time is a story about the arrest and indictment of Samy Mohamed Hamzeh in Milwaukee. With informants posing as co-conspirators, Hamzeh intended to carry out a massacre of “at least 30 people” at “a Masonic temple in Milwaukee,” intending to kill “everyone they saw,” and to then “walk away from the scene as if nothing had happened.”

It’s clear from the AP story by Greg Moore and Todd Richmond that the pair read the actual indictment, as they grabbed quotes from Hamzeh found there which are not present in the joint Department of Justice/FBI press release. What’s odd is that they used one of them twice, while they chose to ignore other provocative statements quoted in the indictment.

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